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Showing posts with the label finances

Ballin' on a Budget: How to buy Cars like a True Playa

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I'm sure you've seen it many a time. Out there on the streets we have what I like to call  "pretend ballers" who are always putting on display the flyest, hottest new set of wheels. I guarantee that at least a couple times in life there was one of them crusin' to a stop at a red light beside you. 20 inch rims are spinning and shining bright, the bass from the sound system enough to make your ears vibrate to the beat of " Pop Champagne ", a custom made license plate, those extravagant unnecessary neon lights and the whole shebang. If you happen to share eye contact with him and he sees the shanty you're driving in, almost 150% of the time he reacts like this:

Ballin' On A Budget: BOB in Action

I found a funny clip from the vault of the interwebs recently that I just needed to share with ya'll in regards to my oft-praised credo, Ballin' on a Budget. For the past couple of parts I've stressed that BOB is a state of mind. And it's something that when implemented, is always on. You don't just throw caution to the wind when it comes to your hard-earned funds. Whether your out hanging with friends, taking your lunch break, thinking about what you want to do this weekend, it is imperative to stick to your guns and be wise with your money. And to make the most of any "fun money" you happen to gather, you have to milk it for all it's worth. You gotta bargain, keep your eyes peeled for deals. Yeah, I know you're not a 43 year old housewife but you make coupons your best friend. You EMBRACE frugality and show no shame. Sure, you're friends and even family may laugh and crack on you. But if they are doing that, then a BOB'er is doing the rig...

Ballin' On A Budget: The Saving Game - 6 Saving Tips to Help You Swag Smart

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See? Pigs aren't completely useless and haram! A Little Backstory Before diving into the lesson of this article, I just want to clarify something in case it wasn't comprehended from the Ballin' On A Budget Introduction . I didn't coin the phrase, nor do I have it trademarked to sell T-shirts (good idea though), none of that. "Ballin on a budget" is not a novel concept. In fact, the phrase--if I can recall correctly--was primarily used in a derogatory manner to people on the streets. Yup. People used "Ballin on a Budget" in a joking manner to crack on someone that was trying to fit in and flaunt his goods but did not have the name brand, top-of-the-line crap. (Example: "Yo, look at Tony rockin' those New Balance shoes and that $4 bottle of champagne. He's ballin' on a budget." )   What I'm trying to do here is take the negative connotations attributed to the phrase in its original state and roll it up...